Practice Areas

Breach of Disability Policies

Disability Insurance Coverage Disputes Attorney

Whether your employer pays for your disability insurance, or you have purchased a disability insurance policy on your own, you expect that when something happens, you will be covered. For example, when surgery, an auto accident injury, or the onset of some chronic disease causes you to miss work and incur extraordinary medical expenses, you expect that your insurance policy will be honored as promised. After all, isn't that what disability insurance is for?

If you have experienced a denial or delay in the fulfillment of disability insurance benefits in New York, you are encouraged to contact the Law Office of John Fazzini, located on Long Island, to schedule a free initial consultation to determine whether there has been a breach of disability policies.

After months or even years of paying disability insurance premiums, many people find, much to their dismay, that when the time comes for them to actually utilize their insurance coverage, that the insurance company simply does not follow through. In fact, the insurer may refuse to pay, wrongfully terminate the disability insurance policy, or end the payment of claims without explanation or justification. This leaves the insured in a real predicament, as the very reason such insurance was ever purchased was because the insured could not afford to pay for such unanticipated catastrophic damages on their own. This failure by the insurance company to make good on policy terms is cause for a breach of disability policies lawsuit.

Sometimes a disability insurance company, in bad faith, stops paying. The attorneys of the Nassau County, New York, the Law Office of John Fazzini have extensive experience in negotiation involving insurance coverage disputes. Our lawyers have also been involved in a great deal of litigation focused on the insurance companies' duty to defend and indemnify its insured in connection with disability and other insurance policies. We strive to make insurance companies live up to what their policies promise.

The Law Office of John Fazzini represents ordinary people who suffer losses when insurance companies wrongfully delay, deny, or underpay legitimate insurance claims. Contact us today regarding possible breach of disability policies to learn how we can help you recover benefits that you deserve after an accident or illness renders you disabled. Please call 631.547.8989.